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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,329 | $138,078+58.8% | $125,363+75.0% | $134,509+63.1% |
| Participation rate | 55.6% | 84.5%-28.9pp | 82.4%-26.8pp | 81.2%-25.7pp |
| Annual return | -15.96% | 750.49%-766.4pp | 572.15%-588.1pp | 418.13%-434.1pp |
| Employer contribution / active EE | $1,459 | $5,245-72.2% | $4,815-69.7% | $4,741-69.2% |
| Participant deferral / active EE | $7,171 | $7,800-8.1% | $7,447-3.7% | $6,400+12.0% |
| Admin fee / account holder | $882 | $11,566-92.4% | $10,005-91.2% | $11,427-92.3% |