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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,553 | $84,499-43.7% | $125,391-62.1% | $66,949-29.0% |
| Participation rate | 73.7% | 76.4%-2.7pp | 82.4%-8.7pp | 69.8%+3.9pp |
| Annual return | -17.72% | -8.49%-9.2pp | 572.41%-590.1pp | 1.57%-19.3pp |
| Employer contribution / active EE | $1,737 | $3,554-51.1% | $4,816-63.9% | $2,545-31.8% |
| Participant deferral / active EE | $7,151 | $6,785+5.4% | $7,448-4.0% | $4,239+68.7% |
| Admin fee / account holder | $303 | $685-55.7% | $10,009-97.0% | $594-48.9% |