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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,133 | $105,200-27.6% | $159,474-52.3% | $85,847-11.3% |
| Participation rate | 66.3% | 75.8%-9.5pp | 82.8%-16.5pp | 69.3%-3.0pp |
| Annual return | 17.02% | 45.08%-28.1pp | 263.68%-246.7pp | 318.61%-301.6pp |
| Employer contribution / active EE | $1,109 | $3,319-66.6% | $4,831-77.0% | $2,565-56.8% |
| Participant deferral / active EE | $6,748 | $5,946+13.5% | $7,353-8.2% | $3,952+70.7% |
| Admin fee / account holder | $721 | $6,934-89.6% | $10,802-93.3% | $6,261-88.5% |