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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,040 | $133,998-55.2% | $112,263-46.5% | $134,545-55.4% |
| Participation rate | 76.9% | 78.6%-1.6pp | 75.1%+1.9pp | 81.2%-4.3pp |
| Annual return | 84.90% | 47.17%+37.7pp | 27.49%+57.4pp | 418.37%-333.5pp |
| Employer contribution / active EE | $2,638 | $4,040-34.7% | $3,636-27.5% | $4,742-44.4% |
| Participant deferral / active EE | $3,933 | $5,292-25.7% | $4,729-16.8% | $6,401-38.6% |
| Admin fee / account holder | $846 | $7,493-88.7% | $6,410-86.8% | $11,431-92.6% |