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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,007 | $100,938-75.2% | $90,461-72.4% | $158,982-84.3% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.7%-12.7pp | 82.0%-22.0pp |
| Annual return | 19.70% | 1727.20%-1707.5pp | 1294.76%-1275.1pp | 302.99%-283.3pp |
| Employer contribution / active EE | $2,073 | $3,691-43.8% | $3,264-36.5% | $4,763-56.5% |
| Participant deferral / active EE | $3,182 | $4,350-26.8% | $3,964-19.7% | $5,983-46.8% |
| Admin fee / account holder | $131 | $6,510-98.0% | $5,617-97.7% | $11,252-98.8% |