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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,922 | $110,410-12.2% | $102,437-5.4% | $145,897-33.6% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 12.48% | 24.85%-12.4pp | 24.95%-12.5pp | 552.29%-539.8pp |
| Employer contribution / active EE | $3,299 | $4,217-21.8% | $3,871-14.8% | $4,663-29.3% |
| Participant deferral / active EE | $5,569 | $5,622-0.9% | $5,060+10.1% | $6,689-16.8% |
| Admin fee / account holder | $537 | $9,745-94.5% | $8,388-93.6% | $13,390-96.0% |