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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,578 | $138,072+146.7% | $123,549+175.7% | $135,382+151.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.82% | 153.69%-159.5pp | 119.20%-125.0pp | 519.77%-525.6pp |
| Employer contribution / active EE | $12,704 | $5,152+146.6% | $4,628+174.5% | $4,779+165.8% |
| Participant deferral / active EE | $12,905 | $6,799+89.8% | $6,426+100.8% | $5,609+130.1% |
| Admin fee / account holder | $19,855 | $10,917+81.9% | $9,284+113.9% | $10,829+83.4% |