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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,618 | $110,379-48.7% | $102,412-44.7% | $145,884-61.2% |
| Participation rate | 30.0% | 77.9%-47.9pp | 74.5%-44.5pp | 80.3%-50.3pp |
| Annual return | 11.95% | 24.84%-12.9pp | 24.94%-13.0pp | 551.85%-539.9pp |
| Employer contribution / active EE | $1,716 | $4,216-59.3% | $3,870-55.7% | $4,662-63.2% |
| Participant deferral / active EE | $2,986 | $5,622-46.9% | $5,060-41.0% | $6,690-55.4% |
| Admin fee / account holder | $772 | $9,745-92.1% | $8,388-90.8% | $13,392-94.2% |