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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,865 | $106,280-48.4% | $96,538-43.2% | $139,487-60.7% |
| Participation rate | 20.0% | 77.8%-57.8pp | 74.3%-54.3pp | 80.3%-60.3pp |
| Annual return | 22.01% | 38.48%-16.5pp | 35.74%-13.7pp | 373.84%-351.8pp |
| Employer contribution / active EE | $1,488 | $4,107-63.8% | $3,740-60.2% | $4,755-68.7% |
| Participant deferral / active EE | $3,590 | $5,457-34.2% | $4,880-26.4% | $6,713-46.5% |
| Admin fee / account holder | $659 | $7,888-91.6% | $6,737-90.2% | $11,407-94.2% |