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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,435 | $148,582-8.8% | $135,942-0.4% | $139,456-2.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.63% | 79.26%-61.6pp | 68.28%-50.6pp | 373.45%-355.8pp |
| Employer contribution / active EE | $7,450 | $5,245+42.0% | $4,858+53.4% | $4,753+56.8% |
| Participant deferral / active EE | $6,117 | $8,101-24.5% | $7,759-21.2% | $6,711-8.9% |
| Admin fee / account holder | $441 | $12,402-96.4% | $10,764-95.9% | $11,407-96.1% |