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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $992,682 | $114,119+769.9% | $107,187+826.1% | $138,895+614.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 9.79% | 273.21%-263.4pp | 204.55%-194.8pp | 145.39%-135.6pp |
| Employer contribution / active EE | $7,110 | $4,059+75.2% | $3,782+88.0% | $4,194+69.5% |
| Participant deferral / active EE | $27,250 | $5,538+392.1% | $5,096+434.7% | $6,396+326.0% |
| Admin fee / account holder | $7,262 | $10,024-27.6% | $9,162-20.7% | $12,562-42.2% |