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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,805 | $39,162-16.2% | $100,671-67.4% | $59,632-45.0% |
| Participation rate | 89.3% | 55.9%+33.4pp | 70.7%+18.6pp | 68.7%+20.6pp |
| Annual return | -2.77% | 21.07%-23.8pp | 20.43%-23.2pp | 2041.32%-2044.1pp |
| Employer contribution / active EE | $2,405 | $1,151+109.0% | $4,012-40.1% | $2,203+9.2% |
| Participant deferral / active EE | $4,605 | $1,992+131.2% | $3,144+46.5% | $3,192+44.3% |
| Admin fee / account holder | $392 | $2,969-86.8% | $4,850-91.9% | $4,297-90.9% |