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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,890 | $98,776-55.6% | $149,745-70.7% | $79,856-45.0% |
| Participation rate | 31.6% | 75.8%-44.2pp | 82.5%-50.9pp | 69.6%-38.1pp |
| Annual return | 21.46% | 27.38%-5.9pp | 276.72%-255.3pp | 31.71%-10.2pp |
| Employer contribution / active EE | $845 | $3,217-73.7% | $4,646-81.8% | $2,471-65.8% |
| Participant deferral / active EE | $1,728 | $5,681-69.6% | $6,843-74.8% | $3,741-53.8% |
| Admin fee / account holder | $0 | $6,053-100.0% | $9,312-100.0% | $5,306-100.0% |