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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,360 | $85,766-73.9% | $136,298-83.6% | $70,126-68.1% |
| Participation rate | 33.3% | 74.2%-40.8pp | 81.9%-48.6pp | 69.5%-36.2pp |
| Annual return | 26.45% | 31.46%-5.0pp | 5156.27%-5129.8pp | 73.15%-46.7pp |
| Employer contribution / active EE | $1,128 | $2,966-62.0% | $4,696-76.0% | $2,343-51.8% |
| Participant deferral / active EE | $2,401 | $5,051-52.5% | $6,247-61.6% | $3,332-27.9% |
| Admin fee / account holder | $206 | $5,421-96.2% | $9,244-97.8% | $4,645-95.6% |