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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,012 | $46,689+37.1% | $117,498-45.5% | $68,495-6.5% |
| Participation rate | 34.8% | 56.8%-21.9pp | 70.6%-35.8pp | 67.9%-33.0pp |
| Annual return | -16.60% | -14.52%-2.1pp | 29.75%-46.4pp | -7.84%-8.8pp |
| Employer contribution / active EE | $786 | $1,505-47.8% | $4,178-81.2% | $2,596-69.7% |
| Participant deferral / active EE | $1,797 | $2,637-31.9% | $4,071-55.9% | $4,028-55.4% |
| Admin fee / account holder | $8,004 | $4,021+99.0% | $5,646+41.8% | $5,403+48.1% |