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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,893 | $175,259-13.3% | $149,723+1.4% | $139,487+8.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 22.79% | 166.82%-144.0pp | 134.50%-111.7pp | 373.84%-351.1pp |
| Employer contribution / active EE | $2,248 | $5,478-59.0% | $4,821-53.4% | $4,755-52.7% |
| Participant deferral / active EE | $8,992 | $6,522+37.9% | $5,682+58.2% | $6,713+34.0% |
| Admin fee / account holder | $14,368 | $16,158-11.1% | $13,215+8.7% | $11,407+26.0% |