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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,384 | $209,422-31.1% | $178,503-19.1% | $158,982-9.2% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 15.81% | 188.81%-173.0pp | 151.12%-135.3pp | 302.99%-287.2pp |
| Employer contribution / active EE | $2,105 | $5,707-63.1% | $5,011-58.0% | $4,763-55.8% |
| Participant deferral / active EE | $6,551 | $5,955+10.0% | $5,202+25.9% | $5,983+9.5% |
| Admin fee / account holder | $1,672 | $17,079-90.2% | $13,987-88.0% | $11,252-85.1% |