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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,650 | $185,312-1.4% | $161,489+13.1% | $154,746+18.0% |
| Participation rate | 94.4% | 82.5%+12.0pp | 78.7%+15.7pp | 80.7%+13.7pp |
| Annual return | 18.52% | 103.84%-85.3pp | 89.72%-71.2pp | 172.34%-153.8pp |
| Employer contribution / active EE | $2,360 | $4,769-50.5% | $4,268-44.7% | $4,379-46.1% |
| Participant deferral / active EE | $7,374 | $6,350+16.1% | $5,630+31.0% | $6,730+9.6% |
| Admin fee / account holder | $9,396 | $18,654-49.6% | $16,006-41.3% | $14,365-34.6% |