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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,563 | $112,112-58.5% | $95,956-51.5% | $158,950-70.7% |
| Participation rate | 92.3% | 79.0%+13.3pp | 77.1%+15.2pp | 82.0%+10.3pp |
| Annual return | 15.61% | 171.15%-155.5pp | 91.63%-76.0pp | 302.91%-287.3pp |
| Employer contribution / active EE | $1,755 | $3,199-45.1% | $2,541-30.9% | $4,762-63.1% |
| Participant deferral / active EE | $2,812 | $4,784-41.2% | $4,167-32.5% | $5,983-53.0% |
| Admin fee / account holder | $1,096 | $10,134-89.2% | $6,797-83.9% | $11,248-90.3% |