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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,106 | $96,419+61.9% | $80,648+93.6% | $139,487+11.9% |
| Participation rate | 63.6% | 73.6%-10.0pp | 67.0%-3.4pp | 80.3%-16.7pp |
| Annual return | 13.42% | 1352.86%-1339.4pp | 937.21%-923.8pp | 373.84%-360.4pp |
| Employer contribution / active EE | $1,927 | $3,261-40.9% | $2,724-29.2% | $4,755-59.5% |
| Participant deferral / active EE | $10,528 | $5,225+101.5% | $4,443+136.9% | $6,713+56.8% |
| Admin fee / account holder | $1,104 | $6,605-83.3% | $5,382-79.5% | $11,407-90.3% |