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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,848 | $114,093+88.3% | $96,171+123.4% | $167,536+28.2% |
| Participation rate | 33.3% | 75.1%-41.7pp | 68.4%-35.1pp | 82.1%-48.8pp |
| Annual return | 12.25% | 190.00%-177.8pp | 192.04%-179.8pp | 478.82%-466.6pp |
| Employer contribution / active EE | $1,203 | $3,429-64.9% | $2,799-57.0% | $4,839-75.1% |
| Participant deferral / active EE | $5,180 | $5,197-0.3% | $4,350+19.1% | $6,342-18.3% |
| Admin fee / account holder | $1,771 | $6,899-74.3% | $5,538-68.0% | $12,315-85.6% |