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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,924 | $73,863+23.1% | $143,797-36.8% | $68,490+32.8% |
| Participation rate | 96.0% | 66.7%+29.3pp | 80.3%+15.7pp | 67.9%+28.1pp |
| Annual return | -23.00% | 0.91%-23.9pp | -0.04%-23.0pp | -7.85%-15.1pp |
| Employer contribution / active EE | $1,232 | $3,185-61.3% | $4,952-75.1% | $2,597-52.6% |
| Participant deferral / active EE | $5,890 | $3,385+74.0% | $5,638+4.5% | $4,028+46.2% |
| Admin fee / account holder | $1,457 | $5,756-74.7% | $14,679-90.1% | $5,403-73.0% |