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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,267 | $85,171+23.6% | $172,753-39.1% | $72,976+44.2% |
| Participation rate | 72.4% | 70.1%+2.4pp | 82.6%-10.2pp | 69.5%+2.9pp |
| Annual return | 27.46% | 27.32%+0.1pp | 803.00%-775.5pp | 81.02%-53.6pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,024 | $3,260+23.4% | $5,198-22.6% | $3,608+11.5% |
| Admin fee / account holder | $2,947 | $5,880-49.9% | $13,956-78.9% | $5,124-42.5% |