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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,146 | $135,956-10.9% | $123,894-2.2% | $273,972-55.8% |
| Participation rate | 76.2% | 84.1%-7.9pp | 81.4%-5.2pp | 83.0%-6.8pp |
| Annual return | 6.39% | 56.63%-50.2pp | 47.52%-41.1pp | 41.46%-35.1pp |
| Employer contribution / active EE | $4,712 | $5,170-8.9% | $4,617+2.1% | $4,869-3.2% |
| Participant deferral / active EE | $8,222 | $6,343+29.6% | $5,984+37.4% | $5,287+55.5% |
| Admin fee / account holder | $11,698 | $9,817+19.2% | $8,357+40.0% | $10,133+15.4% |