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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,637 | $62,586-15.9% | $76,766-31.4% | $64,181-18.0% |
| Participation rate | 83.7% | 72.8%+10.9pp | 77.0%+6.8pp | 69.6%+14.2pp |
| Annual return | -2.35% | -1.95%-0.4pp | 2.43%-4.8pp | 7.63%-10.0pp |
| Employer contribution / active EE | $2,834 | $1,832+54.7% | $2,485+14.1% | $2,381+19.1% |
| Participant deferral / active EE | $7,103 | $3,145+125.9% | $3,851+84.4% | $3,470+104.7% |
| Admin fee / account holder | $4,976 | $4,667+6.6% | $6,675-25.5% | $4,887+1.8% |