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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,259 | $94,529+114.0% | $140,019+44.5% | $64,173+215.2% |
| Participation rate | 92.9% | 84.1%+8.8pp | 87.5%+5.4pp | 69.6%+23.3pp |
| Annual return | -25.90% | 7.77%-33.7pp | 651.17%-677.1pp | 7.63%-33.5pp |
| Employer contribution / active EE | $23,689 | $3,812+521.4% | $5,605+322.6% | $2,381+895.0% |
| Participant deferral / active EE | $12,138 | $5,250+131.2% | $6,927+75.2% | $3,470+249.8% |
| Admin fee / account holder | $12,181 | $6,741+80.7% | $10,705+13.8% | $4,887+149.2% |