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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,621 | $100,060+160.5% | $149,721+74.1% | $70,126+271.6% |
| Participation rate | 83.3% | 83.6%-0.2pp | 87.1%-3.7pp | 69.5%+13.8pp |
| Annual return | 12.50% | 27.46%-15.0pp | 1501.67%-1489.2pp | 73.15%-60.6pp |
| Employer contribution / active EE | $16,046 | $3,661+338.3% | $5,444+194.7% | $2,343+585.0% |
| Participant deferral / active EE | $13,131 | $4,982+163.6% | $6,568+99.9% | $3,332+294.1% |
| Admin fee / account holder | $64,867 | $8,285+682.9% | $11,282+474.9% | $4,645+1296.3% |