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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 42-1445429 | Advisory (Plan) | $26,054 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $1,875 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,574 | $122,051+90.6% | $184,185+26.3% | $74,400+212.6% |
| Participation rate | 83.4% | 85.5%-2.1pp | 86.8%-3.4pp | 67.2%+16.2pp |
| Annual return | 16.24% | 19.91%-3.7pp | 28.81%-12.6pp | 1367.51%-1351.3pp |
| Employer contribution / active EE | $2,344 | $4,539-48.4% | $6,426-63.5% | $2,624-10.7% |
| Participant deferral / active EE | $13,927 | $7,146+94.9% | $9,132+52.5% | $4,348+220.3% |
| Admin fee / account holder | $113 | $1,258-91.0% | $13,909-99.2% | $1,944-94.2% |