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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,520 | $45,872-90.1% | $77,096-94.1% | $68,486-93.4% |
| Participation rate | 51.6% | 55.9%-4.3pp | 67.9%-16.3pp | 67.9%-16.3pp |
| Annual return | 0.00% | 1.73%-1.7pp | 42.35%-42.3pp | -7.85%+7.9pp |
| Employer contribution / active EE | $636 | $1,650-61.5% | $2,814-77.4% | $2,597-75.5% |
| Participant deferral / active EE | $1,643 | $2,963-44.6% | $4,429-62.9% | $4,028-59.2% |
| Admin fee / account holder | $8 | $3,041-99.7% | $5,428-99.8% | $5,404-99.8% |