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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,209 | $124,330-58.8% | $109,173-53.1% | $167,536-69.4% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 13.70% | 26.04%-12.3pp | 25.75%-12.1pp | 478.82%-465.1pp |
| Employer contribution / active EE | $3,074 | $4,209-27.0% | $3,723-17.4% | $4,839-36.5% |
| Participant deferral / active EE | $2,726 | $5,256-48.1% | $4,654-41.4% | $6,342-57.0% |
| Admin fee / account holder | $1,052 | $7,974-86.8% | $6,755-84.4% | $12,315-91.5% |