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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,032 | $72,273-32.2% | $101,275-51.6% | $79,856-38.6% |
| Participation rate | 68.0% | 68.5%-0.5pp | 75.8%-7.8pp | 69.6%-1.6pp |
| Annual return | 19.53% | 22.30%-2.8pp | 46.48%-26.9pp | 31.71%-12.2pp |
| Employer contribution / active EE | $2,371 | $2,691-11.9% | $3,660-35.2% | $2,471-4.1% |
| Participant deferral / active EE | $2,265 | $3,282-31.0% | $4,371-48.2% | $3,741-39.5% |
| Admin fee / account holder | $194 | $4,401-95.6% | $5,948-96.7% | $5,306-96.3% |