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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,089 | $157,276-69.4% | $141,177-65.9% | $152,885-68.5% |
| Participation rate | 94.1% | 84.8%+9.3pp | 82.5%+11.6pp | 82.5%+11.7pp |
| Annual return | 18.99% | 64.33%-45.3pp | 71.40%-52.4pp | 345.39%-326.4pp |
| Employer contribution / active EE | $2,095 | $5,262-60.2% | $4,736-55.8% | $4,763-56.0% |
| Participant deferral / active EE | $4,847 | $7,110-31.8% | $6,710-27.8% | $5,851-17.2% |
| Admin fee / account holder | $1,797 | $12,123-85.2% | $10,263-82.5% | $11,598-84.5% |