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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,287 | $93,345-38.6% | $119,126-51.9% | $87,485-34.5% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 12.54% | 19.08%-6.5pp | 282.11%-269.6pp | 26.06%-13.5pp |
| Employer contribution / active EE | $3,368 | $3,172+6.2% | $4,034-16.5% | $2,596+29.7% |
| Participant deferral / active EE | $2,833 | $4,099-30.9% | $5,318-46.7% | $4,274-33.7% |
| Admin fee / account holder | $2,053 | $8,039-74.5% | $10,693-80.8% | $7,775-73.6% |