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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,289 | $77,920+119.8% | $149,723+14.4% | $75,177+127.8% |
| Participation rate | 88.0% | 65.6%+22.4pp | 78.8%+9.2pp | 67.2%+20.8pp |
| Annual return | 21.37% | 31.72%-10.4pp | 134.50%-113.1pp | 160.75%-139.4pp |
| Employer contribution / active EE | $8,447 | $3,138+169.2% | $4,821+75.2% | $2,671+216.2% |
| Participant deferral / active EE | $13,900 | $3,411+307.5% | $5,682+144.6% | $4,126+236.9% |
| Admin fee / account holder | $1,170 | $5,951-80.3% | $13,215-91.1% | $5,651-79.3% |