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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,737 | $85,171+98.1% | $172,753-2.3% | $72,976+131.2% |
| Participation rate | 51.9% | 70.1%-18.2pp | 82.6%-30.8pp | 69.5%-17.6pp |
| Annual return | 17.83% | 27.32%-9.5pp | 803.00%-785.2pp | 81.02%-63.2pp |
| Employer contribution / active EE | $3,164 | $3,324-4.8% | $5,144-38.5% | $2,440+29.7% |
| Participant deferral / active EE | $6,099 | $3,260+87.1% | $5,198+17.3% | $3,608+69.1% |
| Admin fee / account holder | $733 | $5,880-87.5% | $13,956-94.7% | $5,124-85.7% |