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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,697 | $129,737-5.4% | $119,126+3.0% | $154,746-20.7% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 9.30% | 379.08%-369.8pp | 282.11%-272.8pp | 172.34%-163.0pp |
| Employer contribution / active EE | $18,822 | $4,375+330.2% | $4,034+366.6% | $4,379+329.8% |
| Participant deferral / active EE | $3,251 | $5,842-44.4% | $5,318-38.9% | $6,730-51.7% |
| Admin fee / account holder | $37,076 | $11,961+210.0% | $10,693+246.7% | $14,365+158.1% |