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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,408 | $138,102-47.6% | $125,381-42.2% | $134,532-46.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.52% | 750.73%-767.2pp | 572.31%-588.8pp | 418.27%-434.8pp |
| Employer contribution / active EE | $8,042 | $5,245+53.3% | $4,815+67.0% | $4,741+69.6% |
| Participant deferral / active EE | $8,501 | $7,801+9.0% | $7,448+14.1% | $6,401+32.8% |
| Admin fee / account holder | $9,583 | $11,568-17.2% | $10,007-4.2% | $11,429-16.1% |