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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,511 | $165,381-59.8% | $149,730-55.6% | $158,966-58.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 18.14% | 348.29%-330.2pp | 276.70%-258.6pp | 302.95%-284.8pp |
| Employer contribution / active EE | $8,848 | $5,104+73.4% | $4,645+90.5% | $4,762+85.8% |
| Participant deferral / active EE | $10,280 | $7,182+43.1% | $6,843+50.2% | $5,983+71.8% |
| Admin fee / account holder | $314 | $10,809-97.1% | $9,310-96.6% | $11,250-97.2% |