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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,041 | $115,796-70.6% | $101,264-66.4% | $158,950-78.6% |
| Participation rate | 63.6% | 79.4%-15.7pp | 75.8%-12.2pp | 82.0%-18.3pp |
| Annual return | 15.75% | 56.15%-40.4pp | 46.48%-30.7pp | 302.91%-287.2pp |
| Employer contribution / active EE | $1,049 | $4,175-74.9% | $3,660-71.3% | $4,762-78.0% |
| Participant deferral / active EE | $1,592 | $4,958-67.9% | $4,370-63.6% | $5,983-73.4% |
| Admin fee / account holder | $322 | $7,247-95.6% | $5,947-94.6% | $11,248-97.1% |