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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,855 | $131,835+115.3% | $108,582+161.4% | $273,972+3.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 5.69% | -91.57%+97.3pp | -51.70%+57.4pp | 41.46%-35.8pp |
| Employer contribution / active EE | $1,166 | $4,913-76.3% | $3,758-69.0% | $4,869-76.1% |
| Participant deferral / active EE | $5,604 | $5,127+9.3% | $4,311+30.0% | $5,287+6.0% |
| Admin fee / account holder | $924 | $10,253-91.0% | $7,645-87.9% | $10,133-90.9% |