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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,588 | $97,020-15.9% | $83,322-2.1% | $135,379-39.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -1.67% | 12.31%-14.0pp | 10.64%-12.3pp | 519.79%-521.5pp |
| Employer contribution / active EE | $0 | $4,144-100.0% | $3,379-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $18,000 | $5,964+201.8% | $5,565+223.5% | $5,609+220.9% |
| Admin fee / account holder | $412 | $8,426-95.1% | $7,540-94.5% | $10,828-96.2% |