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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,723 | $96,558-29.9% | $80,977-16.4% | $273,972-75.3% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 2.87% | 15.14%-12.3pp | 17.11%-14.2pp | 41.46%-38.6pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $23,000 | $6,598+248.6% | $5,696+303.8% | $5,287+335.0% |
| Admin fee / account holder | $27,808 | $7,493+271.1% | $5,517+404.1% | $10,133+174.4% |