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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,175 | $160,040-74.3% | $147,096-72.0% | $145,877-71.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.15% | 98.49%-83.3pp | 419.75%-404.6pp | 551.28%-536.1pp |
| Employer contribution / active EE | $2,499 | $5,289-52.8% | $4,936-49.4% | $4,663-46.4% |
| Participant deferral / active EE | $6,234 | $8,429-26.0% | $8,071-22.8% | $6,691-6.8% |
| Admin fee / account holder | $313 | $15,050-97.9% | $13,005-97.6% | $13,402-97.7% |