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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,754 | $165,399-72.9% | $149,745-70.1% | $158,982-71.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.59% | 348.34%-332.7pp | 276.72%-261.1pp | 302.99%-287.4pp |
| Employer contribution / active EE | $2,414 | $5,105-52.7% | $4,646-48.0% | $4,763-49.3% |
| Participant deferral / active EE | $4,831 | $7,183-32.7% | $6,843-29.4% | $5,983-19.3% |
| Admin fee / account holder | $1,194 | $10,811-89.0% | $9,312-87.2% | $11,252-89.4% |