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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,603 | $101,539-23.6% | $147,041-47.2% | $74,400+4.3% |
| Participation rate | 84.9% | 75.5%+9.3pp | 82.2%+2.7pp | 67.2%+17.7pp |
| Annual return | 16.68% | 8740.84%-8724.2pp | 419.21%-402.5pp | 1367.51%-1350.8pp |
| Employer contribution / active EE | $2,913 | $3,811-23.6% | $4,935-41.0% | $2,624+11.0% |
| Participant deferral / active EE | $8,338 | $7,304+14.2% | $8,071+3.3% | $4,348+91.8% |
| Admin fee / account holder | $5,656 | $1,749+223.3% | $13,006-56.5% | $1,944+191.0% |