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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,244 | $202,440-88.0% | $169,390-85.7% | $139,466-82.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 17.85% | 532.36%-514.5pp | 406.07%-388.2pp | 373.66%-355.8pp |
| Employer contribution / active EE | $5,822 | $4,693+24.1% | $4,013+45.1% | $4,754+22.5% |
| Participant deferral / active EE | $4,223 | $6,940-39.2% | $6,222-32.1% | $6,712-37.1% |
| Admin fee / account holder | $592 | $10,722-94.5% | $9,015-93.4% | $11,409-94.8% |