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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,583 | $190,916-88.7% | $160,037-86.5% | $134,545-84.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -15.40% | 552.79%-568.2pp | 408.95%-424.4pp | 418.37%-433.8pp |
| Employer contribution / active EE | $6,240 | $4,996+24.9% | $4,226+47.7% | $4,742+31.6% |
| Participant deferral / active EE | $4,444 | $6,925-35.8% | $6,184-28.1% | $6,401-30.6% |
| Admin fee / account holder | $1,050 | $10,497-90.0% | $8,716-88.0% | $11,431-90.8% |