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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,739 | $138,072-64.7% | $123,549-60.6% | $135,382-64.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 1.05% | 153.69%-152.6pp | 119.20%-118.1pp | 519.77%-518.7pp |
| Employer contribution / active EE | $2,429 | $5,152-52.9% | $4,628-47.5% | $4,779-49.2% |
| Participant deferral / active EE | $6,868 | $6,799+1.0% | $6,426+6.9% | $5,609+22.5% |
| Admin fee / account holder | $1,461 | $10,917-86.6% | $9,284-84.3% | $10,829-86.5% |