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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,196 | $106,551-92.3% | $91,225-91.0% | $134,532-93.9% |
| Participation rate | 75.0% | 76.8%-1.8pp | 73.2%+1.8pp | 81.2%-6.2pp |
| Annual return | -16.57% | 160.78%-177.3pp | 114.12%-130.7pp | 418.27%-434.8pp |
| Employer contribution / active EE | $0 | $3,331-100.0% | $2,851-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $4,442 | $4,718-5.9% | $4,233+4.9% | $6,401-30.6% |
| Admin fee / account holder | $10,931 | $6,234+75.3% | $5,422+101.6% | $11,429-4.4% |