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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,866 | $165,399+30.5% | $149,745+44.2% | $158,982+35.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.65% | 348.34%-333.7pp | 276.72%-262.1pp | 302.99%-288.3pp |
| Employer contribution / active EE | $12,100 | $5,105+137.0% | $4,646+160.5% | $4,763+154.1% |
| Participant deferral / active EE | $12,818 | $7,183+78.5% | $6,843+87.3% | $5,983+114.2% |
| Admin fee / account holder | $1,946 | $10,811-82.0% | $9,312-79.1% | $11,252-82.7% |